Welcome to Debt Free HQ. By accessing or using our service, you agree to these terms.
1. Service
Debt Free HQ provides personal finance tools including expense tracking, subscription detection, and debt payoff planning. The service is provided "as-is" for informational purposes and is not financial advice.
2. Accounts
You're responsible for keeping your credentials secure and for all activity under your account.
3. Acceptable use
Don't misuse the service, attempt to access other users' data, or reverse engineer the platform.
4. Subscriptions & payments
Paid plans are billed via Stripe. You may cancel any time; access continues through the paid period.
5. Termination
We may suspend accounts that violate these terms. You may delete your account at any time.
6. Liability
To the fullest extent permitted by law, Debt Free HQ is not liable for indirect or consequential damages arising from use of the service.
7. Changes
We may update these terms; continued use means you accept the latest version.
Questions? Contact us.