AI-Powered Financial Clarity

Take Control.
Get Debt Free.

Debt Free HQ helps you track expenses, detect subscriptions, and find money leaks automatically — so you can pay off debt faster and build a better financial future.

No credit card required. Start in seconds.
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Why Debt Free HQ

Every dollar, accounted for.

From receipts to recurring charges — your finances get organized automatically, so you can focus on becoming debt free.

Upload & Track
Snap a receipt, bill, or screenshot — we extract every detail in seconds.
AI-Powered Insights
Our AI categorizes spending, flags subscriptions, and surfaces what matters.
Find Money Leaks
Spot hidden recurring charges and unnecessary expenses you'd never catch.
Pay Off Debt Faster
Smart payoff plans (avalanche / snowball) tailored to your real cash flow.
How it works

Three steps to financial freedom.

01
Connect or upload
Link accounts or upload statements & receipts. We do the rest.
02
See the truth
Get a clear picture of debts, bills, and where money quietly leaks.
03
Crush your debt
Follow a personalized weekly plan and watch the balance fall.
Pricing

Simple, transparent pricing.

Start free. Upgrade when you're ready to go all-in on debt freedom.

For serious debt crushers
Pro
$12/month
  • Unlimited bank syncs
  • Full reports + CSV export
  • Advanced AI insights
  • Subscription auto-detection
  • Email support
Most popular
Maximum financial firepower
Elite
$24/month
  • Everything in Pro
  • Priority support (24h)
  • Early access to new features
  • Custom payoff scenarios
  • Personalized onboarding
Annual plans available — save up to 2 months. No card needed to start.

Ready to get debt free?

Join people taking back control of their money — for free.